Illinois Senator and Presidential candidate Barack Obama has announced
that he has a plan for national health care. Personally, I think this is great, but with reservations. As someone who didn't have health coverage from the ages of about 21-40, I'd be happy if everyone had some coverage for accidents, basic health needs (yearly doctor check-ups, dental check ups, etc.) and catastrophic\emergency care. So, please don't give me grief about not knowing what it is like not to have insurance. It always weighed on the back of my mind.
However, a few questions come to mind about the good Senators plan. He is asking all businesses, consumers and government to "chip in" and pay for it. Yet, he says it will save me about $2,500 a year in premiums. So, out of that $2,500 I'm saving, how much is going to be my "chip in" part? I dunno...doesn't it just sound like the government if they save you money on one front, they'll want it back on another?
I'm very fortunate that the company I work for has awesome health benefits for a ridiculously low amount. I'm not bragging. Actually, I would gladly give some of those benefits up to increase my take home pay. But if I can't "save" $2,500 a year as I don't even pay that much in, where will my "chip in" part come from? Something that makes me go "HHHHMMMMM..."
"Those who can't afford coverage would get a subsidy on a sliding scale depending on their income, and virtually all businesses would have to share in the cost of coverage for their workers." Mr. Obama states that there will be a sliding scale based on income. Naw, lets make it on net worth. Why? If you are a drug dealer that has no reportable income, but floats around in a tricked out $100,000 Escalade, obviously you have financial means, but no income to base your insurance on. And, to the other end of the spectrum, the ultra rich hiding money in their kids', dogs' ex-wife's names, (hmmm...your 5 year old son is worth $8 million...how'd THAT happen? Sellin' his toys off on E-bay?), off shore accounts, real estate, dummy corps., etc. would be put to a microscope. In other words, base it on what you are worth, not what you make. The government already knows how to do that ...they just need to ask the IRS how that is done as the IRS bases your ability to pay back taxes on your worth, not your income. Personally, I think it would keep the rich from hiding and those who "play" the system not to be able to do so, as easily.
Wow, first a significant increase in the minimum wage and now partially pick up the tab on employee heath care. BIG strain on small business owners. Remember the movie Demolition Man where the winner of the restaurant wars was Taco Bell?
I know that some people go to the emergency room for health care as they can not afford to go to a private doctor. I understand this. In the +\- 19 years I didn't have health care, I thankfully only once had to encounter this situation. My concern is that insurance or none, there are people who run to the doctor for the smallest reason. Oh, gee this hangnail hurts like hell. I think I got acid reflux from my pet hamster. You know the type. I have to worry about the overload on the health care industry if there isn't some limit on what constitutes health care. Not to pick on
Matt, but how many extra staff, etc. is he going to have employ, etc. because some child's hair hurts?
I look at a country like Germany which has national health care. Since I'm not a
researching wizard, I have to wonder if the staggering amount of taxes that drive gasoline to $7.15 gallon in Germany goes in part to fund health care? They do pay higher income tax rates and I wonder how much of it goes to health care?
Hey, but as long as the government bans smoking and transfats in restaurants, we should all be healthier, right? (Ok, cheap shot.)
I understand the need, I was part of the need at one time, but why do I see the small business owner and the middle class getting kicked in the privates over this?